Infinia is Strength

We’re all about earning your trust, growing and protecting your wealth and strengthening your community.

Infinia Bank, a division of Home Federal Bank of South Dakota, is backed by the stability of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). Focused on delivering personalized service that sets you as the priority, our experienced bankers stand ready to serve you.

  • Business Banking
  • Private Banking
  • Mortgage Lending
  • Investments

When you have a dream for your business, Infinia Bank offers possibilities. When you want your business to grow, Infinia Bank offers you trusted, respected business bankers to advise you. And when you need real business solutions, Infinia is the bank for you. We’re Infinia – Community. Driven. Banking.

Investment Services Personalized for You

Through Hometown Investment Services, Inc., a wholly-owned subsidiary of Home Federal Bank, we offer a wide range of investment services and products through Raymond James Financial Services, Inc. We can help guide you toward your investment goals with full-service planning, solid advice, and more choices.

We constantly monitor your retirement goals and funds. In fact, we’re the nicest number-crunchers you’ll ever meet.

If you’re planning for retirement, or you’ve already reached it, we offer:

  • Goal-focused strategies
  • Customized and tailored plans

Here are some common scenarios and how Hometown Investment Services can help:

You changed jobs and wonder what to do with your 401(k) account. To gain greater control of your investment choices while still maintaining your tax-deferred status, a Rollover IRA may be right for you. If you have multiple 401(k) and/or IRA accounts, they can be pulled together to work for you. We will identify the investment option that provides the results you desire. We’ll monitor investment progress, and inform you when by law it’s time to begin taking withdrawals. You’re almost 70½, you have multiple IRAs, and you want to stay out of trouble with the IRS. Consolidating IRAs into one investment account can eliminate many headaches. At the beginning of each calendar year, we’ll advise on the amount you need to withdraw as a mandatory distribution. You also have the option to take your distribution quarterly or monthly (like a paycheck from your hard-earned retirement nest egg). We can assure that all the proper tax reporting is done on your behalf. You heard about Roth accounts and wonder how they are different from traditional IRAs. It’s all about taxes. In a traditional IRA, you don’t pay income taxes when you put money in; instead, you pay income taxes when you take it out. In a Roth IRA, the tax consequences are the opposite. The best option depends on your age, your time horizon, and other retirement resources. You retired, but you feel you’ve lost money during your IRA’s roller-coaster ride over the years. As you approach retirement, it’s more important to preserve what you have. You may need more stability in your retirement portfolio. You may be taking more risk than you intend or you may not be enjoying the returns you should.

Together, we will design an investment mix that meets your income needs and helps you stay on track during your retirement years. You will see results clearly through our periodic statements and performance reports. We expect to meet with you on a regular basis to fine-tune your portfolio to reflect changes in your needs and goals.

*Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer. Hometown Investment Services, a wholly-owned subsidiary of Home Federal Bank, and Raymond James Financial Services are not affiliated. Account Executives are Registered Representatives of Raymond James. Securities • Are NOT Bank Deposits • Are NOT FDIC Insured • Are Subject to Risk and May Lose Value • Are NOT Insured by Any Government Agency • Carry NO Financial Institution Guarantee

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Online Access to Your Investment Accounts

Keeping a close eye on your finances? You can access your accounts anytime, day or night. Through Hometown Investment Services, Inc., a wholly-owned subsidiary of Home Federal Bank (and with products through Raymond James Financial Services, Inc.), you can keep track of your investment portfolio and more online, making it simple and convenient for you, when you want.

Our investments log in is currently unavailable due to our transition to Raymond James Financial Services. We apologize for the inconvenience. Should you have questions, please call your investment broker or customer service at 333-7696 or 1-866-405-9255.

*Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer. Hometown Investment Services, a wholly-owned subsidiary of Home Federal Bank, and Raymond James Financial Services are not affiliated. Account Executives are Registered Representatives of Raymond James. Securities • Are NOT Bank Deposits • Are NOT FDIC Insured • Are Subject to Risk and May Lose Value • Are NOT Insured by Any Government Agency • Carry NO Financial Institution Guarantee

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Private Banking Checking

An Infinia Private Banking Checking Account offers the utmost in flexibility combined with high-yield, interest-bearing potential to make the most of your assets.

Private Banking Checking Basics

  • Debit MasterCard®
  • Online Banking Tools
  • Automated Telephone Banking
  • E-Notifications
  • Exclusive benefits

Talk to your Private Banker about additional benefits, discounts, and qualifications.

A Comprehensive Banking Solution

A Private Banking service package from Infinia goes beyond many Personal Banking accounts to provide you with a custom and comprehensive relationship plan to ensure your financial needs and goals are met. Our Private Banking service package can fulfill your everyday banking needs in a way that best maximizes your wealth.

Custom banking solutions include:

  • Private Banking Checking
  • Executive Line of Credit
  • Private Banking Home Loan

Anyone can tell you to dream big. Infinia Bank can tell you how to get there.

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Executive Line of Credit

We offer the highest convenience when borrowing money. With our Executive Line of Credit, you may be approved for a line of credit that will provide added liquidity and purchasing strength needed to meet an ever-changing lifestyle.3

This line of credit offers a 36-month term and will be reviewed by your Private Banker during your annual review. The amount of your line of credit will be determined by a combination of your income, net worth, liquidity and credit history. Ask your Private Banker for current rate information.

We don’t just help you map out your goals; we stay with you for the ride. Our dream is helping you achieve yours.

3 – Subject to credit approval.

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Employer Retirement Plans That Make You a Hero

Infinia works to customize an employer retirement plan that works for your business, regardless of whether your organization is large or small. We don’t believe in a cookie-cutter approach to something as critical as your employees’ retirement plan.

We do our homework, so you can offer your employees the best retirement plans. You might just get a “World’s Best Boss” coffee mug.

Retirement Plan Options

We offer many traditional plans including:

  • 401(k) (including Safe Harbor Plans)
  • 403(b) for non-profit organizations
  • Profit sharing (including new comparability)
  • Defined benefit
  • Non-qualified deferred compensation
  • SIMPLE IRA
  • SEP

Powerful Investment Platform

You can rest assured that the investments we offer are thoroughly researched and offer a suitable range of options for your retirement plan participants. Infina’s investments have passed our stringent screening process, which includes investment manager reviews, a focus on long-term performance and regulatory compliance.

Trusted, Respected Fiduciary Services

If you’d like, Infinia can act as a directed trustee for your retirement plan participants, so you don’t have to worry about administrative details.

In a directed trustee role, Infinite will manage fiduciary responsibility by providing prudent plan administration with the best interests of the participants in mind. Having Infinia serve in this capacity also can help protect trust assets against theft or loss, maintain recordkeeping, and monitor for unlawful use of retirement plan assets.

Online Participant Access

Your plan participants will have access to our powerful online retirement planning tools, so they can monitor and manage their accounts when it’s convenient for them. Our online tools and resources include extensive investment information and helpful calculators to help participants gauge how much they should save for retirement given their investment time horizon, risk tolerance and other investable or retirement assets.

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Cash Management Maximizes Your Returns

Overwhelmed by ACH, ZBA and other acronyms? Our business banking experts will decode them – and describe what they mean for you.

Cash management services support businesses with enhanced controls to manage convenience, cash flow, and liquidity while maximizing investment returns and interest savings.

Our Cash Management Team helps businesses utilize essential business tools, such as:

Online Services

  • Online Business Banking
  • E-Notifications (including online statements)
  • Online Business Bill Pay
  • Online Business Deposit
  • Wire Transfers

Automated Clearinghouse Services (ACH)

  • Direct Deposit & Direct Payment Services
  • Online Electronic Fund Transfers

Convenience Services

  • Merchant Card Processing
  • Visa Business Checkcard

Other Cash Management Services

  • Investment Services
  • Money Market Accounts
  • CDARS
  • Sweep Accounts
  • Zero Balance Accounts (ZBA)

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Online Banking for Your Busy Life

Infinia’s online services keep up with you. Bank online, receive online statements and use other convenient options.

Your accounts are always within reach on your phone and computer. And when you want to connect with a trusted advisor from Infinia, stop in or give us a call.

Online Banking

Online banking is only one of the convenient ways we bring the bank to you. You can take care of most basic bank transactions from the convenience of your home, or anywhere else you can access the internet. Life is busy enough. Do your banking when it’s convenient for you.

  • View Account balances and transaction history
  • Transfer funds between checking and savings
  • Make payments to Infinia loans or checking reserve
  • Download transactions into your favorite financial management software like Quicken or Microsoft Money

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.

Online Business Banking Puts You in Control

Businesses of all types and sizes rely on Infinia Bank’s online services. Rely on our full-service online banking, manage your cash, view statements, pay bills and more. If you have questions, we’re always here to help.

Online Business Banking

Infinia online banking simplifies your company’s finances. It’s quick, easy and accessible 24-hours from any computer with internet access.

Your business information is protected through our enhanced online security. When you log in, you verify Infinia (a Division of Home Federal Bank of South Dakota) using a private image and password.

Value Access

Value Access provides all the basics at no charge.

  • View account balances and transactions
  • Export transactions
  • Download statements (up to 33 months)
  • View copies of checks
  • Transfer funds to other Infinia accounts

Premium Security Access

Premium Security Access is a robust solution for businesses utilizing advanced functionality and security. Fees apply to upgrade to Premium Security Access. See your Business Banker for details.

  • All the benefits of Value Access, plus
  • ACH Services including Direct Deposit and Direct Payment
  • Wire transfer services
  • Transfer funds to external accounts
  • Stop payments
  • Security Token features
  • Multi-level access for employees

Located in Bloomington, MN, Infinia Bank is a division of Home Federal Bank of South Dakota, a bank with an over-80-year track record of success, and is backed by the strength of a $1.2 billion parent company, HF Financial Corp. (NASDAQ: HFFC). When you need real solutions, we’re the bank for you. Infinia. Community. Driven. Banking.